Survive a Layoff Without Touching Your Savings

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You've rehearsed this scene more times than you'd admit. The tap on the shoulder. The meeting invite with "quick chat" in the subject line. The HR person you've never met suddenly appearing on your calendar. And in every rehearsal, you handle it with a strange, cinematic calm — you say something dignified, pack a box, and walk out into a golden afternoon where somehow everything works out. The rehearsal is a lie. Not because you'd fall apart — you probably wouldn't — but because the rehearsal skips the part that actually matters: the seventy-two hours *after* the door closes.