Turn $200 a Month Into Seven Figures

Read a preview

You've probably heard the advice a hundred times: invest early, invest often, let compounding do the work. And you've probably nodded along, then quietly filed it under "things that work for people with more money than me." Here's the part almost nobody explains clearly. A $50,000 lump sum sounds like the winning hand. But $200 a month, kept up for decades, often beats it — not because $200 is magic, but because of when each dollar arrives and how long it stays invested. The lump sum gets one chance to grow. Your $200 gets hundreds of chances, every single month, through every market mood. You're not competing with the rich.